Commercial Auto

Commercial Auto Insurance

Commercial Auto

Your company vehicle is an important asset to your business, so you want to make sure it is adequately insured. Main Street America’s tiered Commercial Auto program offers excellent coverages at affordable rates.

The Main Street America Group's auto product offers broad coverages for your business:

  • Bodily injury liability
  • Property damage liability
  • Personal injury protection
  • Uninsured and underinsured motorist
  • Comprehensive damage
  • Collision damage

Optional Coverages


Main Street America offers two optional endorsements to broaden coverage.

Commercial Auto Elite:

  • Auto Rented by Employees
  • Hired Auto Physical Damage
  • Additional Insured by Contract
  • Extra Expense-Broadened Coverage
  • Airbag Coverage
  • Waiver of Subrogation
  • Glass repair
  • 30-Day Notice of Cancellation
  • Vehicle Wrap
  • Garagekeepers
  • Original Equipment Manufactured Parts
  • Fire Department Service Charge


Commercial Auto Elite Plus (Provides all of the Elite endorsement coverages listed above with these additional valuable coverages):

  • Loan and Lease Gap 
  • Lockout Reimbursement
  • Rental Reimbursement
  • Towing and Labor
  • Loss of Use – Rental Car
  • New Car Replacement
  • Drive Other Car for Executive Officers

Why Choose Us

The Main Street America Group was founded in 1923 in Keene, N.H., when the Grange Fraternity created an entity to provide affordable auto liability insurance to Grange Fraternity members. 


Today, Main Street America provides personal lines and commercial lines insurance to “Main Street” individuals, families, and small businesses, as well as fidelity bonds and surety bonds


Our products are offered exclusively through independent insurance agents. We believe that independent agents offer the best value when shopping for insurance because they represent many companies and can find the best combination of coverage, price, and service.


Main Street America’s products and services are backed by financial strength. We write over $1 billion in premium annually and carry an “A” (“Excellent”) Financial Strength Rating and “a+” Issuer Credit Rating from A.M. Best, the insurance industry’s premier rating organization.